The services conveyancers provide is quite broad and spans from pre-purchase all the way through to settlement when the buyer pays the remaining balance and becomes the new property owner.
15
Jul
Tag: First Home Buyers
04
Jul
FINANCIAL YEAR 2023 – 40,000 NEW PLACES RELEASED UNDER THE HOME GUARANTEE SCHEME
The new financial year as of July 1 2023 brings in new opportunities for first home owners to enter the property market using government schemes that reduces the required deposit, while removing costly upfront fees.
17
Jun
Minimising Interest – Offset and Redraw Facilities
We as homebuyers who have relied upon mortgages to help purchase property are always looking for ways to minimise our monthly repayments. The common strategy is refinancing to cheaper loans, however lesser known options are to utilise offset accounts and redraw facilities which can either fully remove, or minimise the interest charged to borrowers.
15
Jun
Strategies to combat rising interest rates
Soaring house prices over 2021 have reduced housing affordability for many homebuyers, especially younger first-home buyers. Saving up a 20% deposit is difficult at current prices, causing many to purchase property with a low deposit, leading to a downward spiral as the lenders charge LMI fees, further increasing the cost of purchasing.
08
Jun
Stamp Duty Exemption
Stamp Duty (Land Transfer Duty) is a tax charged by the state government upon the purchase of property. The amount charged to the buyer depends on the contract price.
24
May
In’s & Out’s of Lenders Mortgage Insurance
Looking to buy around Melbourne or anywhere in Australia? Then this is a must read, learn about Lenders Mortgage Insurance, what it is and how you can avoid it.
From your trusted mortgage brokers.
21
Mar
A new home or a new loan. Which is easier to find?
As a broker, our job is to help you find one loan out of the hundreds available that suits your individual needs. What’s more, we’ll help manage the whole process for you. We’ll assist you with the paperwork and manage the application process right through to approval.
06
Feb
Want To Know More About The Loan Process?
Sometimes the best way to get an understanding of home loans, how it all works and how to choose the right one, is to speak to a broker.
13
Dec
Mortgage Brokers – What Do We Do & How Can You Benefit From Us?
The primary role of a mortgage broker is to find a loan that is appropriate for your needs. Once they have recommended a loan, the next part of their role is to guide you through the application, approval and settlement process.
30
Aug
5 Tips For Young People Entering The Housing Market
This article contains my top 5 tips for fellow Gen Yers entering the housing market: