Educational Blog

The 2025-26 Federal Budget was handed down on Tuesday, 25 March 2025. As expected, there were few surprises with Labor's...

Chiefs on tour! In November 2024, the MJ Financial Chiefs flew up to Gold Coast to attend AFG's Broker Conference...

Mortgage Brokers connect people who are looking to borrow money to purchase property or refinance and existing loan, with a...

Owning a home is a major financial milestone, and your mortgage represents a significant commitment. But have you considered the...

We've all been hearing about the 'RBA' in the news, but what is it? and why does it impact how...

The Loan to Value Ratio (LVR) shows how much a property is being bought with debt (bank loan) compared to...

The RBA is expecting over 800,000 households to experience a massive increase in loan repayments as there fixed-rate mortgages expire...

When assisting our clients through the process of purchasing a home, a question we often receive is; "Should we fix...

Regarding home loans, interest is basically the cost of money charged to the borrower (homebuyer) in order to compensate the...

When talking about property, Equity refers to the amount of the property value that is owned by the home-owner. When...

As borrowers, we should know all the strategies to save as much money as possible over the loan term. If...

Credit Scores - They're the hidden numbers that constantly track our credit card behaviour, bank account balances, and loan repayments....

Refinancing… It's been the hot topic of the housing market as rising interest rates and inflationary pressures push consumer confidence...

Every 3 months, the Chiefs will be giving away $1,000 in gift cards to a lucky winner who has referred...

The services conveyancers provide is quite broad and spans from pre-purchase all the way through to settlement when the buyer...

The new financial year as of July 1 2023 brings in new opportunities for first home owners to enter the...

We as homebuyers who have relied upon mortgages to help purchase property are always looking for ways to minimise our...

Soaring house prices over 2021 have reduced housing affordability for many homebuyers, especially younger first-home buyers. Saving up a 20%...

Stamp Duty (Land Transfer Duty) is a tax charged by the state government upon the purchase of property. The amount...

Looking to buy around Melbourne or anywhere in Australia? Then this is a must read, learn about Lenders Mortgage Insurance,...