Educational Blog

Mortgage Brokers – How We Help You

Mortgage Brokers – How We Help You

Mortgage Brokers connect people who are looking to borrow money to purchase property or refinance and existing loan, with a...
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The Vital Connection Between Life and TPD Insurance and Your Mortgage

The Vital Connection Between Life and TPD Insurance and Your Mortgage

Owning a home is a major financial milestone, and your mortgage represents a significant commitment. But have you considered the...
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The RBA Explained

The RBA Explained

We've all been hearing about the 'RBA' in the news, but what is it? and why does it impact how...
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LVR – Impacting Home Loan Interest Rates & Fees

LVR – Impacting Home Loan Interest Rates & Fees

The Loan to Value Ratio (LVR) shows how much a property is being bought with debt (bank loan) compared to...
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$1,114 Increase In Monthly Loan Repayments in 2023 For Fixed-Rate Borrowers

$1,114 Increase In Monthly Loan Repayments in 2023 For Fixed-Rate Borrowers

The RBA is expecting over 800,000 households to experience a massive increase in loan repayments as there fixed-rate mortgages expire...
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The Big Decision – Variable v Fixed Interest Home Loans

The Big Decision – Variable v Fixed Interest Home Loans

When assisting our clients through the process of purchasing a home, a question we often receive is; "Should we fix...
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Introduction To Interest Rates & Ways To Reduce Interest Expenses

Introduction To Interest Rates & Ways To Reduce Interest Expenses

Regarding home loans, interest is basically the cost of money charged to the borrower (homebuyer) in order to compensate the...
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Home Equity – Impacting the Cost and Refinancing of Mortgages

Home Equity – Impacting the Cost and Refinancing of Mortgages

When talking about property, Equity refers to the amount of the property value that is owned by the home-owner. When...
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Extra Mortgage Repayments – Banks Don’t Want Borrowers To Know This!

Extra Mortgage Repayments – Banks Don’t Want Borrowers To Know This!

As borrowers, we should know all the strategies to save as much money as possible over the loan term. If...
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Credit Scores – How Financial Behaviour Impacts Your Borrowing Capacity

Credit Scores – How Financial Behaviour Impacts Your Borrowing Capacity

Credit Scores - They're the hidden numbers that constantly track our credit card behaviour, bank account balances, and loan repayments....
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