About Us

The Financial Chiefs

MJ Financial Chiefs was established by Michael and Justin as a way to help friends, family and the extended community to reach their financial and lifestyle goals.

Since beginning the business in 2018 we have specialised in helping a vast clientele in areas including Financial Planning and Mortgage Broking.

This has included but not limited to the following scenarios for Mortgage Broking:

First home Buyers, investment property purchases, consolidating / refinancing debts, purchasing assets such as cars, Commercial property purchases and consolidating personal loans.

And the following for Financial Planning:

establishing personal insurance, updating superannuation accounts, establishing investment accounts, retirement planning, Centrelink / Aged Pension

As a business we pride ourselves on our fast turnaround times, broad knowledge and always trying to make a positive difference to your lives.

Justin Smaluch

Financial Planner and Mortgage Broker

Qualifications

Justin completed his Bachelor in Commerce (Entrepreneurship and Innovation) at Swinburne university alongside Michael.

Whilst working full time at a Financial Planning firm he also completed his Certified Financial Planning CFP®, Advanced Diploma in Financial Planning and Diploma in Mortgage Broking.

In 2018 Justin and Michael brought their industry experience and 10 years of study together and established MJ Financial Chiefs.

While being a current Director, Justin is also an accredited Financial Planner and Mortgage Broker for MJ Financial Chiefs. He loves helping friends and family and the wider community get on top of their finances.

Outside work Justin loves to go for a fish with mates, gardening and plays footy for the Tooradin Football Club and of course spending time with his Partner and cat Finnigan. When he has a free moment he will take every chance to do some travelling and explore the surroundings.

Michael Wallace

Financial Planner and Mortgage Broker

Qualifications

  • Certified Financial Planner CFP®
  • Bachelor of Commerce (Accounting and Finance)
  • Advanced Diploma in Financial Planning
  • Diploma in Mortgage Broking
  • Member of Financial Brokers Association of Australia
  • Member of Financial Planning Association
  • Member of Tax Practitioners Board

Michael completed his Bachelor in Commerce (Accounting & Finance) at Swinburne university. After leaving University Michael has also completed his Certified Financial Planning CFP®, Advanced Diploma in Financial Planning and Diploma in Mortgage Broking.

His work background includes spending time at two Financial Planning firms before establishing MJ Financial Chiefs with Justin in 2018.

While being a current Director, Michael is also an accredited Financial Planner and Mortgage Broker for MJ Financial Chiefs.

Outside work Michael enjoys spending time with his partner and young daughter being active in as many sports as possible. He is passionate about Carlton Football Club and his cricket, Casey South Melbourne.

Dylan Shipperd

Adviser Support Officer

Qualifications

  • Studying Bachelor of Business (Economics & Banking and Finance)

Joining the Chiefs in early 2022, Dylan assists Michael and Justin with credit analysis, loan processing and client engagement. Dylan also assists with marketing where the Chiefs announce client home purchases, refinance savings as well as the fan-favourite ‘Chiefs Financial Briefs’. Dylan is completing a Bachelor of Business majoring in Economics and Finance, with specific interest in macroeconomics and financial markets.

Outside the office, Dylan engages in sport year round, playing cricket and umpiring for the VAFA, where he is also the Treasurer of the VAFA Umpires Association. Dylan enjoys following the many movements of the share market as well as growing a range of veges in the backyard.

“The most satisfying times working for the Chiefs are when we completely support our clients through some of the most stressful financial decisions they will make. Being able to help clients purchase their first or forever home as well as confirming that refinancing their home loan will save their family $300 per month is what makes our work so rewarding”.