Start here with MJ Financial Chiefs.

From home loans to long-term wealth strategy, we help you move forward with clarity and confidence.

Start Here With MJ Financial Chiefs.

From home loans to long-term wealth strategy, we help you move forward with clarity and confidence.

mortgage broking

Expert lending advice tailored to your circumstances

financial planning

Tailored strategies to suit present and future life goals

experienced team

Helping our clients achieve goals since 2018

24 hour turnaround

Borrowing capacity assessed and returned fast

Advice for Life’s Big Financial Decisions

Whether you’re buying a home, building wealth or planning for the future, major financial decisions are rarely isolated. Our advice brings lending and financial planning together to help you move forward with clarity and confidence.

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Mortgage Broking

Looking for the right home loan?

From buying your first home to refinancing or investing, we’ll help you navigate the lending process, compare your options and find a loan that suits your circumstances.

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Financial Planning

Want to take control of your financial future?

Build your wealth, prepare for retirement and protect what matters most with a financial strategy designed around your goals, priorities and the life you want to live.

OR

What Our Clients Say

Real feedback from clients across Melbourne.

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Fiona D profile picture
Fiona D
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We had a fantastic experience working with Michael from MJ Financial Chiefs for our financial planning. Michael took the time to understand our goals, explain our options clearly and help us feel more confident about our financial future. He was professional, knowledgeable and genuinely helpful throughout the process. We really appreciated his guidance and the time he took to make sure we understood everything and felt comfortable with the decisions we were making. We’re very grateful for Michael’s support and would highly recommend him and MJ Financial Chiefs to anyone looking for financial planning advice. Thank you, Michael!
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Bryce H profile picture
Bryce H
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Fantastic Service. Michael is very knowledgeable, helpful and incredibly easy to deal with. Would recommend!
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Tara R profile picture
Tara R
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We had been wanting to refinance our home loan for a while, and after having such a great experience with Michael when we first purchased our home, we knew exactly who we wanted to go through again. The original process was simple, smooth and fast, and our refinancing experience was no different. Once again, we honestly could not fault Michael. He was quick to act, kept communication top-notch throughout the entire process, and had us approved and in a better financial position before we knew it! We couldn’t recommend Michael highly enough. He goes above and beyond, makes the whole process stress-free, and genuinely looks after his clients. We wouldn’t go anywhere else. Michael is our go-to person for anything we need financially, and we will continue to recommend him to anyone looking for someone they can trust. Thanks again, Michael, for making everything so easy!
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Simone L profile picture
Simone L
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Justin is fantastic to deal with - everything has been explained clearly and streamlined well. We are so glad we found MJ Financial Chiefs!
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Molly W profile picture
Molly W
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We couldn’t recommend MJ Financial Chiefs enough! ⭐️ Michael helped us secure our new block and made the entire process so easy and stress-free. From start to finish, the communication was fantastic, everything was explained clearly, and we always felt supported throughout the process. We’re so grateful for all the hard work that went into helping us secure our property and making this exciting next chapter possible. Thank you again! We wouldn’t hesitate to recommend you to anyone looking for a fantastic mortgage broker! 😊
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Margaret V profile picture
Margaret V
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My daughter referred me to Michael as she had used him to help her get bank loans for properties she was purchasing in Queensland. I was lucky enough that Michael was local and I was able to meet up with him and discuss my finances transitioning into retirement. I found the whole experience very easy as Michael was very knowledgable and gave me some great advice as I was unsure which direction to head into whilst thinking about retiring in the coming years. He was always there if I needed any questions answered and will continue to guide me leading into full retirement. I would highly recommend MJ Finacial Chiefs and Michael if you need any financial advice or plan leading into retirement or purchasing a home. Thank you
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Flynn V profile picture
Flynn V
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Michael was polite, professional and very helpful in assisting us to gain a loan for us to get our first home. He was happy to get on a call or answer any questions promptly and honestly and was a huge help. Thank you!
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Roxy S profile picture
Roxy S
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Couldn’t recommend Justin highly enough. Professional, knowledgeable and genuinely focused on getting the best outcome for me. They found a great option and helped me negotiate with my existing lender. What impressed me most was that they never pressured me to refinance when staying with my current lender ended up being the better choice. They genuinely put my interests first and were fantastic to deal with from start to finish.
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Jemma w profile picture
Jemma w
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As first home buyers, we honestly had no idea what we were doing when it came to the process of buying a home. From day one, Michael went above and beyond to guide us through everything, answer every question and make what felt like a very overwhelming process so much easier. We always joked that the devil works hard, but Michael works harder! He was genuinely always available, incredibly easy to contact and never made us feel like any question was silly or too much trouble. We couldn’t recommend Michael highly enough to anyone looking for a broker, especially first home buyers.
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Renee B profile picture
Renee B
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I had a really great experience using Justin from MJ Financial Chiefs. He was so helpful throughout the whole process and made everything feel a lot easier than I expected. He was easy to communicate with, always available to answer my questions, explained everything clearly and never made me feel like I was bothering them. The whole process was smooth and stress free, and I always felt like I was in good hands. I would definitely recommend to use this company to anyone looking for a broker and will use them again if needed.

Experienced – Supportive – Trusted

What Happens After You Reach Out

Taking the first step can feel uncertain. Our approach is structured and transparent, from your initial conversation through to implementation and ongoing support.

Whether you’re seeking mortgage advice or long-term financial planning, we guide you through each stage with clarity and direction.

Tailored Finance Options

we’ll help match you with suitable loans from 50+ mortgage lenders

Reliable – Client-Focused – Approachable

What You Can Expect Working With Us

Financial decisions can feel complex. Our role is to make them clear, structured and manageable, so you can move forward with confidence.

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Clear, Practical Advice

We explain your options in plain language and help you understand the impact of each decision — so you can move forward confidently.

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A Structured Process

From your first conversation through to implementation, we follow a clear and organised process that keeps things moving without unnecessary stress.

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Solutions That Fit Your Stage of Life

Whether you’re buying your first home, upgrading, investing or planning ahead, our advice is shaped around where you are right now.

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Ongoing Support When You Need It

We don’t disappear after settlement or implementation. As your circumstances change, we’re here to guide you through the next step.

plan with confidence

do the sums with our
free mortgage calculators

Take the guess work out of your home loan journey.

Our free mortgage calculators make it easy to estimate your borrowing power, repayments, stamp duty and more – helping you plan with confidence before you buy, build or refinance.

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How Much Can I Borrow?

Discover your borrowing power in minutes, see how much the banks may lend you so you can start house hunting with confidence.

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Plan Your Repayments

Instantly work out your home loan repayments and model different scenarios.

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Find Your True Buying Power

Shop smarter by seeing how your income, deposit and expenses translate into a price range with suggested lenders.

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Is Refinancing Worth It?

Compare your current loan with other offers.

Our refinance calculator shows potential savings so you can decide if switching loans makes sense.

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Estimate your stamp duty

Buying in Victoria or another state? Quickly calculate how much stamp duty you’ll need to pay on your property purchase, including concessions and first home buyer discounts.

Real – Relevant – Results

Real Clients. Real Success Stories.

See how our tailored advice has helped our clients move forward with confidence.