Refinance Your Existing Loan

If you’ve had your current home loan or investment loan in place for a number of years; it’s likely that your circumstances have changed and the loan may not best match your current financial situation.

If your interest rate is above 4% you may be paying too much

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Reasons that refinancing can improve your home loan situation:

There may be lower interest rates available on the market or new features such as flexible repayments, redraw facilities or account splitting.
You may like to utilise equity in your existing home to help fund renovations.
Your fixed term rate is coming to the end and you would like to find more flexible options available for you.
You have existing personal debt or credit card debt that you would like to consolidate into your home loan to manage your repayments easier.