Mortgage Brokers – What Do We Do & How Can You Benefit From Us?

Whether you are buying your first home, your next home, refinancing, investing, purchasing assets or commercial property, entering the property market is exciting.

The primary role of a mortgage broker is to find a loan that is appropriate for your needs. Once they have recommended a loan, the next part of their role is to guide you through the application, approval and settlement process.

It’s technically free

Mortgage brokers are free in that you don’t pay them directly. Most brokers (however not all) earn money on commissions paid by the lender and will solely rely on this, giving you their services free of charge. Some brokers may earn a higher commission from a particular lender, in which they may be in favour of and lead you towards.

We save you time and money

Finding the right home loan to suit your personal needs, financial circumstances and goals can potentially save you thousands of dollars in the long-run. Only a mortgage broker will take the time to research which home loan products will marry up best with your objectives. Deciding what types of features you would like attached to your home loan can be tricky, and you don’t want to end up paying for add-ons you don’t need. Whether you require a mortgage with all the bells and whistles, like redraw facilities and offset accounts, or something straightforward, a broker will structure your loan accordingly. Moreover, we keep abreast of the latest deals, and know the merits and requirements of each individual lender, so that you can feel confident about the suitability of the home loan you are using.

Inside knowledge

Just to succeed in an increasingly competitive industry, brokers have to keep their ears to the ground, so you can rely on most having a good depth of knowledge.

We do all the grunt work

Mortgage brokers undertake the tedious process of comparing hundreds of home loans on your behalf, taking on one of the most unpleasant tasks in the home loan process. Loan product comparisons can be very confusing to the average home buyer and loan comparison websites don’t explain the features and benefits of a loan and how you can use them to your advantage.

Because we already understand the intricacies of all of the products on offer, we take away the complexity and simplify the application process. That means you can spend your time focusing on the fun stuff, like choosing your dream home! We offer expert advice about all aspects of purchasing your home or investment property and can tailor a home loan to your exact needs and financial aspirations.