Market downturns are a normal part of investing, but they can feel more confronting once you’re drawing income from your portfolio.
- A well-designed retirement strategy typically includes:
- An appropriate investment mix aligned with your risk tolerance
- Income structuring that avoids selling growth assets at the wrong time
- Cash or defensive buffers to help manage volatility
- Regular review and rebalancing
Planning ahead for market fluctuations is key. The goal is to build a strategy that is resilient — not reactive.
