Depending on the lender and loan structure, SMSF investment loans may include:
- Variable and fixed interest rate options
- Principal and interest or interest-only repayments
- Residential and commercial lending options
- Offset account availability with selected lenders
- Flexible loan terms
- Individual or corporate trustee structures
- Refinance options for existing SMSF loans
Lender policies and product features can vary significantly between banks and specialist lenders.
Other FAQs
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Timeframes vary depending on the lender, the complexity of your situation and market conditions. As a general guide: Pre-approvals may take anywhere from a day to a couple of weeks. [...]
Many buyers get swept up on a wave of rising property prices when they hand over their deposit in exchange for a floor plan. Historically, property is a consistent long-term [...]
Yes, there are several ways to structure asset and vehicle finance, including: standard loan agreements lease arrangements commercial hire purchase The right structure will depend on your goals, cashflow and [...]
The cost of advice depends on the complexity of your situation and the type of advice provided. All fees and any commissions (where applicable) will be clearly disclosed so you [...]
For most lenders a pre-approval is valid for 90 days, but it can often be extended by resupplying your income and expense information to your lender.
Yes. SMSFs can purchase commercial property, including offices, warehouses, retail premises, and industrial properties. Many business owners use SMSFs to purchase the premises their business operates from.
Superannuation is generally preserved until you reach your preservation age and meet a condition of release, such as retirement. There are limited circumstances where early access may be permitted, including [...]
When you choose to proceed, you can expect: A structured discovery meeting focused on your goals and retirement lifestyle Detailed modelling to test different income and retirement timing scenarios Clear [...]
Yes. Eligible SMSFs may be able to purchase residential or commercial investment properties using a compliant borrowing structure known as a Limited Recourse Borrowing Arrangement (LRBA).
Financial planning may assist with: Setting clear financial goals Superannuation strategies Investment planning Personal insurance and risk protection Retirement planning Cash flow and budgeting Estate and legacy considerations Advice is [...]
The timeframe for the financial advice process can vary depending on the complexity of your situation and the type of advice you require. In many cases, the process can take [...]
Financial planning is the process of understanding your current financial position and creating a strategy to help you achieve your short-, medium- and long-term goals. It can cover areas such [...]
In many cases, yes. Subject to compliance requirements and market-rate leasing arrangements, businesses may lease commercial property owned by an SMSF.
Yes, many lenders offer finance solutions specifically for businesses, including sole traders, partnerships and companies. The structure of the loan will depend on factors such as your business financials, trading [...]
