This is one of the most common and important retirement questions.
The longevity of your savings depends on several factors, including:
- How much income you draw each year
- Investment returns
- Inflation
- Market volatility
- Life expectancy
Retirement planning involves detailed cashflow modelling to project how your assets may perform under different scenarios, including conservative market assumptions.
While no strategy can eliminate uncertainty, careful planning can significantly reduce the risk of outliving your savings.
