Working as a casual teacher is simply the nature of starting your career as a new teacher. Some teachers also work casual indefinitely as it suits their lifestyles. We have found this very common when they may have recently started a new family and have returned to work post maternity leave.

The problem that banks have is that you only work around 40 weeks per year and during the long summer break, there’s often no income to show.

Luckily, some lenders will work off your gross year to date (YTD) income to determine your average fortnightly salary.

The lender will typically require you to:

Have been in your casual position for at least 3 months.
Provide payslips showing consistent income over a 3-month period.