Refinancing… It’s been the hot topic of the housing market as rising interest rates and inflationary pressures push consumer confidence down to the lowest level last seen during the Global Financial Crisis.
15
Aug
Tag: mortgage broker near me
21
Jul
$1,000 Gift Card Referral Competition
Every 3 months, the Chiefs will be giving away $1,000 in gift cards to a lucky winner who has referred us on to their friends and family.
15
Jul
CONVEYANCERS – THE HIDDEN GEMS OF PROPERTY TRANSFERS
The services conveyancers provide is quite broad and spans from pre-purchase all the way through to settlement when the buyer pays the remaining balance and becomes the new property owner.
04
Jul
FINANCIAL YEAR 2023 – 40,000 NEW PLACES RELEASED UNDER THE HOME GUARANTEE SCHEME
The new financial year as of July 1 2023 brings in new opportunities for first home owners to enter the property market using government schemes that reduces the required deposit, while removing costly upfront fees.
17
Jun
Minimising Interest – Offset and Redraw Facilities
We as homebuyers who have relied upon mortgages to help purchase property are always looking for ways to minimise our monthly repayments. The common strategy is refinancing to cheaper loans, however lesser known options are to utilise offset accounts and redraw facilities which can either fully remove, or minimise the interest charged to borrowers.
15
Jun
Strategies to combat rising interest rates
Soaring house prices over 2021 have reduced housing affordability for many homebuyers, especially younger first-home buyers. Saving up a 20% deposit is difficult at current prices, causing many to purchase property with a low deposit, leading to a downward spiral as the lenders charge LMI fees, further increasing the cost of purchasing.
08
Jun
Stamp Duty Exemption
Stamp Duty (Land Transfer Duty) is a tax charged by the state government upon the purchase of property. The amount charged to the buyer depends on the contract price.
24
Mar
Government Assistance for Businesses & Households
Over the weekend, the Australian Government announced its economic support package to help Australians who are under financial stress as a result of the Coronavirus.
15
Dec
Movember Update
As Movember comes to an end The Chiefs have managed to help raise some SERIOUS money with our team Securinvest raising a total of $1,320 so far.
15
Dec
Goal Setting
If we were to ask you what your goals are for this year, or the next three years, or the next ten years, what would you say?