Centrelink Planning

Centrelink can be an overwhelming experience for many Australians as there are a number of requirements that need to be met to be eligible for payments or subsidies. Benefits that we can assess if you qualify for include: Age Pension, Disability Support Pension, Family Tax Benefits, Carer Payments / Allowances, Newstart allowance and Health Care Cards.

Your Centrelink payments are normally subject to an income and assets test with upper and lower thresholds where your payments will be reduced and ceased. There are a number of strategies available to you to structure your assets in a way that maximise your Centrelink entitlements. This may include moving superannuation into your spouses name, investing in a funeral bond and investing in a guaranteed retirement income product.